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New to Canada

New To Canada Or Non-Canadian Mortgage

We warmly welcome you to Canada! We help our Maple Community Every Step of the Way with Simple, Smart Residential and Commercial Mortgages. As City Place Community Neighborhood Mortgage, We Understand the Area Better Than Any.

If you are new to Canada, you have embarked on a new path in your life. Getting qualified for a mortgage that can be an unpleasant task, and at times complicated if you are not familiar with the process and procedures. Our trusted mortgage agents can easily guide you through this process to help get you approved for your first home in Canada.
 
What type of mortgage do I qualify for?

As a newcomer there are certain factors that determine your potential to get approved for a mortgage.

 

Permanent Resident Status

If you have a good credit score as a permanent resident and have a down payment of 5% or more, you may qualify for a standard mortgage, the same as any Canadian citizen.

If your credit score is low and are a permanent resident, you may still qualify for the New to Canada Program offered by three mortgage default insurance providers.

  1. The size of your down payment
  2. Your credit score
If I am not a Permanent Resident or Canadian Citizen, can I still get a mortgage?

Yes! There are a few options available to you which is briefly described below. For details, please contact one of our Mortgage Advisor who know how to pick the ideal products relative to your circumstances.

  1. You are not a permanent resident you may qualify for a standard mortgage if you:
    1. Have a valid work permit.
    2. Have a good credit score
    3. Down payment of 5% or more.
  2. You are not a permanent resident, you may qualify for the New to Canada Program if you:
    1. Have a 10% or more down payment
    2. Your credit score can be good/fair or weak.
What is The New To Canada Mortgage Program?

You may not qualify for a mortgage in some circumstances as newcomer to Canada. However you still may be eligible under the New to Canada Program offered by the three mortgage insurers. In order to qualify for the New to Canada Program, you have to demonstrate that you have good credit. This can be achieved in a number of ways:

  • Consistently using and paying off a credit card in full
  • Making on-time payments for any loans
  • Paying all bills (such as cell phone and utility bills) on time
We’ll help you understand all your financing options and find a mortgage you can manage. We will guide you about the process and will take to easy quick and hassle free process.

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Why Choose
Maple Mortgage?

Our Kind Customers' Reviews' Reviews

Fast, Quick and Lowest Private Mortgage Rates

“Among the private lenders in Toronto, Ontario, we selected Maple Mortgage. This best mortgage company that deals in private mortgages near me. Even the lenders they deal with are close by.  We are happy that we found this best private mortgage very quickly and speedy. They provided us very lowest rates possible”.

Aziz,  Maple.

The Best Highest-Rated Second Private Mortgage Broker

“I was looking for private second mortgages and want to process quickly. I contacted many private mortgage brokers in Toronto Ontario. Many of them too long time. I had to leave and then my friend recommended Maple area place mortgage. This is the best highest-rated google review mortgage. They processed my 2nd private mortgage quickly”. 

Su Wang, Maple

If you are looking for a multimillion private mortgage option…

“I am responsible for a company with hundreds of employees in Toronto. We were looking for the best private mortgage company that could provide us a large-size of a company mortgage. We negotiated with many private mortgage companies in Ontario, but we found city place mortgage best and these mortgage agents did out each case very well”.  

Suzu, Maple

3 months ago

“Mortgage with Bad credit My finances due to covid-19 had put me a very bad situation. But I think it’s important to let people know that if you need a second mortgage a private mortgage or whatever your situation dictates, it’s really worth a talk with Maple Mortgage Inc. Don’t be ashamed or intimidated. They can help!”  Harriett Garrow

4 months ago

“Very responsive, honest and professional team”. Amir

3 months ago

“Absolutely fantastic service. I am a first time homebuyer and I was very nervous. The team here really made me feel comfortable and at ease. I really appreciate that they communicated with me every step of the way and didn’t leave me in the dark.” Charlie Burton
3 months ago
 
“From my first call with Mosen, I knew I was in good hands. I was scrambling to get a last minute mortgage, and Mosen and his team arranged my mortgage right on time. “Alexander Kaiser

3 months ago

“My experience with Maple Mortgage was nothing but great. Renato was very thorough and friendly. He helped me refinance my commercial property and generate more income”. Tiffany Roney

3 months ago

“”I am responsible for a company with hundreds of employees in Toronto. We were looking for the best private mortgage company that could provide us a large-size of a company mortgage. We negotiated with many private mortgage companies in Ontario, but we found city place mortgage best and these mortgage agents did out each case very well”.  Suzu, Toronto