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New To Canada Or Non-Canadian Mortgage
We warmly welcome you to Canada! We help our Maple Community Every Step of the Way with Simple, Smart Residential and Commercial Mortgages. As City Place Community Neighborhood Mortgage, We Understand the Area Better Than Any.
What type of mortgage do I qualify for?
As a newcomer there are certain factors that determine your potential to get approved for a mortgage.
Permanent Resident Status
If you have a good credit score as a permanent resident and have a down payment of 5% or more, you may qualify for a standard mortgage, the same as any Canadian citizen.
If your credit score is low and are a permanent resident, you may still qualify for the New to Canada Program offered by three mortgage default insurance providers.
- The size of your down payment
- Your credit score
If I am not a Permanent Resident or Canadian Citizen, can I still get a mortgage?
Yes! There are a few options available to you which is briefly described below. For details, please contact one of our Mortgage Advisor who know how to pick the ideal products relative to your circumstances.
- You are not a permanent resident you may qualify for a standard mortgage if you:
- Have a valid work permit.
- Have a good credit score
- Down payment of 5% or more.
- You are not a permanent resident, you may qualify for the New to Canada Program if you:
- Have a 10% or more down payment
- Your credit score can be good/fair or weak.
What is The New To Canada Mortgage Program?
You may not qualify for a mortgage in some circumstances as newcomer to Canada. However you still may be eligible under the New to Canada Program offered by the three mortgage insurers. In order to qualify for the New to Canada Program, you have to demonstrate that you have good credit. This can be achieved in a number of ways:
- Consistently using and paying off a credit card in full
- Making on-time payments for any loans
- Paying all bills (such as cell phone and utility bills) on time
Speak With An Expert
Our experts are always online to help you and answer all your questions. Call Us Now.
Schedule A Free Consultation
Provide us your brief information and send us. We will get back to you shortly.
Quick New to Canada Mortgage
Lowest Rates in Ontario
Minimum Income Required
Best Rated Mortgage Broker
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Why Choose
Maple Mortgage?
- We Are Your Neighborhood Mortgage Specialist.
- We Understand Housing and Mortgage Market in Maple Area Better than others.
- 20+ years of experience
- Known for finding the lowest rates.
- More Than 200 Lenders
- We Always Stand With You.
- We Provide Speedy Approvals.
- We Ensure smooth, Stress-free closings.
- We View our Customers as “Customers for Life”.
- We have solutions for all credit scores.
- We help you access maximum equity in your home.
Our Kind Customers' Reviews' Reviews
Fast, Quick and Lowest Private Mortgage Rates
“Among the private lenders in Toronto, Ontario, we selected Maple Mortgage. This best mortgage company that deals in private mortgages near me. Even the lenders they deal with are close by. We are happy that we found this best private mortgage very quickly and speedy. They provided us very lowest rates possible”.
Aziz, Maple.
The Best Highest-Rated Second Private Mortgage Broker
“I was looking for private second mortgages and want to process quickly. I contacted many private mortgage brokers in Toronto Ontario. Many of them too long time. I had to leave and then my friend recommended Maple area place mortgage. This is the best highest-rated google review mortgage. They processed my 2nd private mortgage quickly”.
Su Wang, Maple
If you are looking for a multimillion private mortgage option…
“I am responsible for a company with hundreds of employees in Toronto. We were looking for the best private mortgage company that could provide us a large-size of a company mortgage. We negotiated with many private mortgage companies in Ontario, but we found city place mortgage best and these mortgage agents did out each case very well”.
Suzu, Maple
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